Small Rural Water System Grants and Loans (ORW)

Funding for new well systems and maintenance are available to private citizens and rural water systems. Municipalities, counties, and special purpose districts can begin the application process by viewing the State Revolving Fund and the SC Infrastructure Funders Coordinating Committee. Resources have been compiled for support. For all updated information, visit the respective websites.

water faucet

 

Water Well Trust – waterwelltrust.org

Through the Water Well Trust, loans for assisting with replacing an existing water well that is unsafe or constructing a new well are available for up to $11,000 with an interest rate of 1% and terms of up to 20 years. Eligibility criteria include the applicant being the owner occupant/primary residence, a maximum household income of $44,200, and public water supply not being accessible.

United States Department of Agriculture Rural Development Water & Environmental Programs - rd.usda.gov

Programs & Services for Individuals Eligibility Maximum Loan/Grant Fixed Rate Maximum Term
Individual Water & Wastewater Grants Homeowner $5,000 -- --
Single Family Housing Repair Grants Elderly Homeowner $7,500 -- --
Single Family Housing Repair Loans Elderly Homeowner $20,000 1% 20 years

 

Rural Utilities Service – rd.usda.gov (individuals)

U.S. Economic Development Administration – eda.gov (individuals)

Community Development Block Grant Program – hud.gov & cdbgsc.com (individuals)

  • CDBG Entitlement Program
  • CDBG State Program
  • CDBG Insular Area Program
  • CDBG Program Colonias Set-Aside
  • Section 108 Loan Guarantee Program
  • Neighborhood Stabilization Program
     

Southeast Rural Community Assistance Project, Inc. – sercap.org

Individual Community
The Southeast Rural Community Assistance Project, Inc. (SERCAP) promotes the development of affordable water and waste water resources through loans for up to $11,000 for a new well, and up to $15,000 for a septic system, with an interest rate of 1% and anywhere from 5 to 10 year terms. An initial fee is required for a credit report. To begin the process, contact the South Carolina representative. SERCAP certified Community Development Financial Institution (CDFI) Loan provides up to $250,000 for water/wastewater, infrastructure, and community development needs. These needs can be used for water/wastewater treatment facilities, water storage tank repairs, and community development projects. The Facilities Development Grant program is also available to communities for water/wastewater infrastructure and community development projects. To begin the process, contact the South Carolina representative.

 

Rural Water Loan Fund – scrwa.org

The National Rural Water Association’s Rural Water Loan Fund (RWLF) offers financial assistance for communities with water and wastewater systems. Loans are available for up to $100,000 or 75% of the total project cost with an interest rate of 3% and terms of up to 10 years. Funds cannot be used for regular operation and maintenance. The SC Rural Water Association has other affinity partners providing access to resources such as equipment rental, online classes, and fleet vehicle discounts. Visit the RWLF website for full details.

Contact

For more information, please email OfficeofRuralWater@dhec.sc.gov.

 

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